SICADFU — Sit Down, Do Nothing

Regime	No edge in any plan
Symbols	SGOV
Instrument	SGOV shares
Risk	None — capital preservation

This is the system's cash-management plan for times when no other plan has an edge. It matters because "doing nothing" is not a failure state here; it is an explicit, rules-based choice.

The most common plan. When literally nothing else is set up.

Rules

1. Buy shares of SGOV (0-3 month T-bills ETF)
2. Wait until a Plan M, Alpha, or ETF setup appears
3. Monthly rollover: Sell all SGOV on last trading day of month, repurchase on first trading day of next month

SGOV is a very short-term Treasury-bill ETF. In plain English, it is where idle cash sits so the account can earn yield while staying liquid.

Why Monthly Rollover?

• Eliminates market risk over month-end
• Gets cash faster than waiting 5-7 days for dividend
• Allows buying more SGOV immediately

Exit

A Plan M, Alpha, or ETF setup appears → sell SGOV, deploy capital.

Patience is a Position

SICADFU is not doing nothing. It's earning yield while staying ready. The system fires when conditions are right, not when you're bored.